AITA here?
Before we got married; my husband and I did agree on having separate bank accounts and then a joint one for our shared expenses
It was his idea and I thought weird - but this reasoning was that he likes to purchase finer things and has expensive hobbies… luxury cars & watches and so he didn’t feel right to use my salary for those things
I thought it would just be one off purchases and we would spend together on everything else but that isn’t the case…
The only things I can buy off the credit card are joint bills, stuff for our baby, groceries etc and when we go out together for dinners or holidays
If I go out on my own; I pay for my own clothes, I pay for my own food, even if it’s something for the baby that I like - I pay for it.
I even pay for my own health / medical things etc
I’m financially independent so that’s not an issue for me… it’s just the principle. I find this really odd now and feel that as a family unit we should have shared finances
So, is this odd? Or am I just being ott?
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All our money goes into the joint account except for if birthdays and Christmas are coming up then I keep some and so does my husband in our personal accounts so we don’t know what each other has brought the other one 😂. Neither of us are massive spenders in that way though so we mostly end up spending it together on days out or the kids. I’m currently stay at home mum so I always run it past him if I want to get something which he hates as he says it’s our money as a family and I can make a decision without him 😂🙈
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Personally I don’t find that odd. I think that’s perfectly normal and what most couples do. Yes have an account for your joint bills etc then have your own money. I think there’s different variations of doing this. After I get married I think the plan for us is to have a joint account for bills and our own accounts and our salaries will go to paying bills then whatever is left will be divided into our individual accounts. My partner makes double what I make and wants to do it this way so we both have the same amount to spend each month