Money problems/gap

This is getting to me so badly and really affecting my mental health 😞 I'm anxious all the time, and the stress is starting to affect my body (eg, my eye now twitches) I receive benefits due to my physical limitations which I try really hard to spread as far as I can to cover monthly expenses...my partner works part time and his paycheck is meant to help top us up a bit as obviously benefits is so little it can't cover everything. The problem is he acts really strange about money??? He refuses to share it properly yet claims I can always ask for money if i need it?? But often, if I do ask, he doesn't have any!?? He refuses to sit down and make a budget plan so that things can be more comfortable and I can feel less worried about things. He used to refuse to tell me how much he was paid or when (this has improved recently so I do now know) he claims he can't cover full nursery costs and that i have to pay for as much of it as I can from benefits 🤦🏻‍♀️ but doing that means that's we're short in other areas!!! If I point out that he's meant to cover those costs with his paycheck he tries to tell me that we won't have money to eat etc??? But other than overspending on takeaways etc I don't really see how he's blowing his paycheck so quickly on food for us (I know that is ridiculously expensive now but still) the money I'm now paying for nursery fees means that there's no savings for anything down thr line....wether that's clothes or hair cuts or fun days out etc....I have no money for us to fall back on on a rainy day.....I'm so stressed!!! We're barely making it from payday to payday 😪 and I don't understand why he has to be so "in charge" or whatever his problem is....it's like his money is his money but the benefits is also his money? Because that's also paying for his shit too....do I just stop buying any necessities for him and he has to buy it all for himself??? Is there some way I can get him to communicate better and actually provide for his family??? I feel like I'm at my wits end with it all and he still can't hear me 😮‍💨😞💔 I know things could be better if he'd just let me be involved...I'm great at making budget plans and working it all out (I've had to my whole life) plus he's self admitted he's terrible with money and that I'm good at saving etc. But I can't with him using all the benefits up 🤦🏻‍♀️🫠 he's also avoided paying things over the years as unless he has the whole sum in one go he's just like "I can't pay it" which makes no sense 🤦🏻‍♀️🤦🏻‍♀️ how does he think other people pay things off??!! I'm always telling him "a little at a time" he's also admitted to me that he's in really bad debt!!! Which is just another thing scaring me right now 😨 it feels like things are going down the drain and I can't fix it....I wish I had more control/say or maybe could just be single? At least then I wouldn't have to worry about someone else fucking it all up. xx
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Hi Emily. I feel so heartbroken to read that you’re going through this. My first question would be whether you’ve communicated exactly this to your husband: That you’d love to help create a budget and that it would help you be more comfortable/less worried about things? If yes and this has been his response, then unfortunately I’m of the thinking that you will have to start putting down boundaries and/or get professional support together. If he won’t budge on this, then yes, I would hope that the relationship is seriously at risk/might be better to be single. For context: my partner is very supportive of my anxiety and we work as a team financially. He appreciates my perspective, puts my needs in high priority, wires me money regularly to cover the costs of things because I manage the bills and go shopping for us. Respect and trust IS possible in a relationship. I know it’s hard with a baby.. but don’t settle for anything less. It’s important for your daughter to too.

Sorry for what you’re going through plus the depression, I feel you exactly, I’m living with my husband who works full time and he earns a good money which he never mention how much , but he compares to Dr’s , he has a good connection in Africa with this unique tea farm, I opened his mind with everything, and we were 🤏🏽 close to see the products on Harrods shelves , some trips to Africa, boom , he’s with two women and a child in Africa, finding out I didn’t pressure him I told him my sis wants 2k £ will return within this week , i invested in a business then I made him confess everything afterwards, that was when I was pregnant, now my son his 6 months, we live in same house but different rooms, I want to move out but at the same time I don’t want to leave him not because I can’t , but because I was soft to him regarding the money while I have 5 kids with him , now I want him to taste what having multiple families look a like in these time of economy crisis,

Coz I now I’m seeing him struggling financially, and remember in our faith we don’t contribute a penny if we don’t want to , everything it should be on a man , anytime I’m fade up, I’ll be walking away, staying with stingy people is a disease,

If you're claiming universal credit cam you get the up to 85% top up for babes nursery? You have to pay upfront but they reimburse you sort of thing. Also if in England, are you getting the free 15 hours also? We're very much all our money is our money here but still living paycheck to paycheck with 0 savings and everything needs to be paid off monthly also. We're struggling, massively, in every area but money is absolutely one if our worse stressors for sure. Especially when before babe we'd have been fine with me being a sahm until school if cost of living and energy didn't rise either so I'm bitter over that too and been working my ass off trying to get promotions to help but ao for unsuccessful long term. It's just a joke in general. I'd definitely say you both need an adult sit down, all finances and outgoings on the table to work out what's going on and he needs to be honest and upfront or you step away. I'd absolutely stop buying got him bar family good shop and see what happens also

But be honest about why and go from there too. He can't expect you to be open and him not cx

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