Finances as a SAHM

How do you and your partners handle finances? I had to stop working due to health issues pretty early in my pregnancy. I’m now 6mo postpartum and I love being a SAHM but I have zero of my own money. I don’t even have a bank account anymore. My man is amazing at providing and will give me money if I ask. But it feels so awkward asking for money just so I can go buy shampoo by myself. And now his birthday is coming up.. so I have to ask him for money to buy him a gift.. with his money. I feel so awkward. I’ve worked since I was 16 and have never fully relied on someone like this. We’ve had short convos about it in the past but never resolved anything. I’m so confident in our relationship but also terrified that I’ll be left with nothing if anything were to happen. Do I get put as a card holder on his account? Do I open my own- but then we that he’ll put however much it every time he gets paid?

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My husband and I share accounts. I’m the saver and he’s the spender, so he knows he can trust me not to spend money like crazy. I have my own card and don’t need to ask to buy anything. Sometimes I still do, but mostly to give him a heads up that money’s going to be taken out of the account/make sure the money isn’t needed for something I don’t know about. It’s worth talking to him about, you shouldn’t need permission every time you need to buy something. Especially when you’re the one at home most of the time and know as soon as something runs low/out

We have a joint account and his paycheque gets deposited there we take out an amount each for ourselves and put it in each of our personal accounts as our spending money and then use the joint account to pay bills groceries gas and any household items or items for our son although we consider my hair, nails and lashes a shared expense so it comes out of the joint account i also have a savings specifically for me that he has no access to that we add to everytime he gets paid just in case anything were to happen and I needed to leave this was agreed upon when I became a SAHM

I know whatever I want to do, he’ll be glad to do. I’ve just never really pursued the conversation because I feel so awkward about it. I’ve never relied on anyone like this before so it’s all new to me

I have a card on my husbands accounts and also a card in my own name that he pays for to build my credit!

My partner used to send me a lump sum each month which we agreed to beforehand. I'm not a big spender so it was enough for my daughters things, a little something for me, coffees and lunches out, my two bills plus some to put in my savings. We've actually just got a joint account though so we can try and budget a bit more which feels the same but I have access to a lot more money so I could do food shops solo or buy bigger things etc without him.

You should absolutely be on all of his accounts.

My hubby currently sends me $100 every Friday, but once he gets a better job I’m going to see if I can have $200 🙈

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