UC question

Im currently receiving universal credit as we can’t afford to send our baby to nursery until she qualifies for the free funding hours (despite my partner working full time) and we have no one to help with childcare so for the time being I’m not working. I’ve seen a job ad for an occasional mystery caller for a hotel where you call in as a customer and assess their staff performance. It says the role you can receive up to £120 and they do this every three months. Therefore it will only be around £120 to be paid every couple of months. If I apply and get the role would I receive less universal credit (i understand I need to notify them)- if they deduct this from the amount I recieve there’s no point in me applying. Do you think they would deduct this off my usual amount? (Sorry this is long I’m new to uc)

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If it classed as earnings it would be x

You can receive up to 85% of child care cost back from uc x

they deduct a certain amount when you're earning but wouldn't take the whole £120 off you - I couldn't tell you the exact amount as I'm not sure but for every pound you earn they deduct a few pence.

@Jade they deduct 55p for every pound you earn so works out just over half

You have something called a work allowance if you have a child, which means you can earn up to £404 a month before they deduct any of your UC. Anything above the £404 you will be deducted 55p per pound earned.

Not really any help about this comment but was wondering how was you able to receive UC if your partner works full time im trying to get some help for myself but kep saying we owned a home and my partner works theres zero help my baby 18months not had any help fromday one minus the normal child tax was wondering if anyone knew much how it all works? X

@Lisa you're more unlikely to get UC if you own your home and one of you is working because you won't be entitled to the housing element, which means that your total UC entitlement is much smaller and therefore is wiped out by your income faster.

@Lisa use entitledto.com as it's the benefits calculator they recommend you use :) worth using that before you consider applying and being denied!

@Jasmine hey thank you, obviously £120 is less than this, so do you think I won’t be deducted? I read online what you are talking about and as I have a joint account with partner who works will I be deducted or will I not as it is me who will be earning that money (and not my partner)

@Lisa we are renting and even though my partner works full time his wage isn’t high, and since I’ve stopped working to have our baby we couldn’t afford bills etc, and saw we were entitled to universal credit, like others said have a look on the entitled to calculator x

If you live with your partner you will have a joint claim and any income from either of you is considered as for "both of you". If your partner's pay is above £404 a month then you'll be deducted the full 55p per pound for anything either of you earn over that. So yeah you'd end up £54 better off a month.

@Jasmine hey thanks so much for this i thought it would be because of us owning a house and my partner working thanks for all your help guys xx

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