Stay at home mums in the UK

People who are stay at home mums, how do you cope financially? My maternity has come to an end, I started a new job which hasn’t worked out for us and we have made the decision that time with our baby is more important then any job and money Just wanted some advice on how people have coped with this and any support they have got or found ways to work from home? The mumma and partner guilt is so heavy but I like to hope it’s the right decision for us 😭
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I’m a SAHM, my partner is not on a high wage. We make it work by cutting back on our finances as much as possible which started long before we had our son as we’ve never been big spenders. We don’t have any debts and live in an affordable area. We only have one car which I mainly use as my partner works from home. I wouldn’t have earned that much more after childcare if I had returned to work and that little bit of money we would have had didn’t feel worth leaving my son in childcare full time (I had no option to return part time). Don’t get me wrong some months it’s a struggle and finances are a worry but we do get by ok and I know this situation is temporary and I don’t have regrets. We are fortunate that my partner’s family will help us out if we are really struggling- like have a big unexpected payment to make so I can’t say we are completely alone with it.

Are you able to get something from universal credit? + child benefit? This really helps us.

It's a struggle as I have disability so my partner has to do like part time work from home to look after me so he only makes about £300 a month along with our UC so it's not a lot but it's just enough with bills and not getting any extras and we are able to put a little away each month so when it comes to birthdays and Xmas we have the money. It can be hard but it's worth it to spend the time with the kids as you won't ever get that back. As long as you can afford basics that's all that matters!

@Mathilde that’s what we’re doing, we’re currently in the process of it all. As I got more paid to me at the end of my maternity (holiday pay) they won’t support us for October and we won’t know how much we will get until mid November

If you need any advice/support just drop me a message no judgement here

@Jess ah thank you for your comment…. We’re in the same position. We feel childcare is so expensive and we wouldn’t benefit from it having to pay hundreds for others to look after our little one when I can myself That’s what I’ve been tell myself. It’s not forever, it’s just for this moment in time

Yes I spent far too much of my maternity leave feeling anxious about going back to work and trying to decide what to do. I just knew I didn’t want to return and we did the maths and my partners wage would just about cover everything. Childcare is so expensive and it felt silly to spend nearly all my wages on someone else caring for my son just so I could go to work when I really didn’t want to go to work and wanted to care for my son.

I have a 1 year old & currently pregnant, going back to work for a few months then more mat leave. I Don’t want to go back to work after that but I have no idea how people do it! don’t know how we will afford things but then if do go back to work all of my wages will be eaten up by childcare 🤔 we won’t qualify for any benefits due to my husbands salary but obviously our mortgage and bills reflect that so we don’t have a lot of disposable income. We will be getting disability living allowance for my son which will help a tonne but idek. It seems impossible!

I'm a SAHM and my parter was only a very basic wage. I found a work from home job around my kids. It's within the energy sector and pays really well. I'd be happy to give you more information as they're always recruiting. Feel free to message me x

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