Uk benefits

I did a joint claim for universal credit with my husband. He’s the sole earner and earns over £30k. We are not entitled to anything - however it was worth it for me to do the application and receive the monthly breakdown to see how and why we weren’t entitled, and how the deductions etc are calculated. Then if anything changes, we’ve done the hard work already. It’s a fine margin between those who are or aren’t eligible. You have nothing to lose by applying as the worst that can happen is you get nothing 🤷‍♀️

We claimed during Covid because I was on maternity pay and my partner lost his job and we didn’t get anything. It depends on a few things like if you own your home or rent, how old kids are etc if you have savings. It’s worth applying as you will see how it’s broken down. I think technically we qualified on paper but then they reduce the amount you get for everything you earn over a certain amount and so I actually got 0

Uc isn't worth the salt. Honestly, the grief you get on it unless you're single. Then you're entitled to free childcare full time. If you're like me, self-employed working 15 hours juggling minimum nursery hours, it can be an absolute nightmare. I've been told I've got to get to the minimum income floor by December, or uc is stopping. I've been sitting in floods of tears because my work will never bring in that amount of cash, and I can't do full-time work for an employer until my little one is in nursery full time. But at the same time, they want my partner full-time, too. That leaves no one home to do school runs or pick up times for older kids, all of whom aren't old enough to collect for me or be home alone for very long. We have a joint claim which when he was working they deducted his earnings out of uc so left me with not much to live on myself or pay myself much of a wage. Each month the money would be different from one month to next even when his hours and wages was same. Made it very difficult.

Made it very difficult to budget. Now he's out of work. we get the same cash every month its alot better, but they are at us both to push us off uc. I have no idea what next year is gonna look like financially.

All in all if you can both of self employed or both work while juggling childcare it is alot better. Uc like to control you alot.