Child Benefit

Depends how much over £60k you are… £80k is the cut off for claiming

I think anything over £60,200 then you have to pay a % back On the website you can do a calculator to figure out how much you’d have to pay back and you can see if it’s worth it 😁

So you'd need to work out 2 things 1. Pay recieved from April to Dec equals plus how much maternity pay you will get from Jan to March, if this then is going to be under 60k, I'd definitely claim as you won't need to pay tax on it, if its over 60k but under 80k then you can claim and do a self assessment. 2. Maternity pay recieved from April to your return to work, plus income when back at home Obviously if you don't want to do a self assessment then don't apply opt out.

There's a calculator on the gov website which gives you an idea of what you pay back. Depending on how much over you are, depends on the percentage you pay back. If your well over then it's not even worth claiming x

I earn 65K and entitled to keep 75% of it if that helps x

Well that’s what it told me on the calculator but because of my partners salary we can’t claim because it’s not worth doing the self assessment for. If you’re over 70K it’s not much but if you are on your own and need the extra then it’s still worth doing xxx

There can still be benefit to claiming and paying it all back to do with NI credits and they can be transferred if both parents are already paying full NI contributions. I think it's a sliding scale for paying back between 60-80k now 😊

You lose a small amount after 60k up until I believe 80k when you have to pay the full amount back. However it does pay national insurance contributions (I think that's the one) even if you don't get the cash. If you are going back to work and earn enough and using grandparents as childcare they can claim the credits which will boost their state pension (usually really beneficial for grandmother's who often didn't work for many years caring for their own children so didn't earn enough credits to get the full pension). It is based on total household income.

We haven’t bothered claiming as didn’t see the benefit having to pay back a %